In December 2025, the U.S. Treasury Department and the IRS released guidance (Notice 2025-68) on 530A accounts (also known as “Trump Accounts”), a type of tax-advantaged savings account for children created by the One Big Beautiful Bill Act. This guidance provides more details on how the accounts will work. Growth period A 530A account is […]
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20 Questions for Year-End Tax Planning
The One Big Beautiful Bill Act has added several wrinkles to tax planning. Here are some basic questions to get you started. (December 2025)© 2025 M.A. Co. All rights reserved.
Read More2026 Retirement Savings Limits Increase: What IRA and 401(k) Savers Need to Know
Many IRA and employer retirement plan limits are indexed for inflation, and several key numbers are rising again for 2026. Here’s a breakdown of what savers need to know. How Much Can You Save in an IRA? The maximum amount you can contribute to a traditional or Roth IRA in 2026 will increase to $7,500 […]
Read MoreMandatory Roth Catch-Up Contributions Begin in 2026
For nearly a quarter century, employers have been able to offer their retirement savings plan participants age 50 and older a valuable opportunity — the chance to make additional catch-up contributions to their plan.1 Thanks to the SECURE 2.0 Act passed in 2022, that opportunity became even more valuable: Employers may now allow plan participants age […]
Read MoreAlternative Investments May Be Coming to 401(k) Plans
On August 7, 2025, President Trump signed an executive order directing the Department of Labor (DOL) to investigate how alternative investments, including private assets and cryptocurrency, might become more easily accessible to investors in work-based retirement plans. Celebrated by some and criticized by others, the order paves the way for retirement savers — and at […]
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